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needle hitting metal under bobbin carriage -off sequence with hole?

i have a singer model 4562 and the needle hits the moving metal part in the bobbin carriage - what have i done?? i oiled it and was having problems with the bobbin case staying in place -the thread was bunching up on the bottom of the material and no amount of tension correction would help-needle hits the metal after the hole has passed
vicki scott, December 2005
my needle is hitting the bobbin case l have a singer 726.how do you adjust the timing or whatever is wrong. thanks

sue, October 2009
Vickie,
I am here for the same problem on 2 Singer sewing machines. I know my problem is the timing, I am still researching how to fix it. I got some decent info at sewusa.com under timing of hook and needle. Good Luck

Crystal, December 2005
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