Sussed it!
Dismantle everything possible from the top - grassbox, handlebars, hinged lid and orange engine cover.
Turn machine upside down. Remove the cutting blade and lift off the impeller. Remove the four torx screws you can see (mentioned in previous post).
There's a fifth torx screw just behind the front axle. It's probably hidden under bits of grass & mud. Remove it and turn machine the right way up.
Lift off motor c/w drive belt & nylon pulley housing. Remove the four torx screws that hold the motor to the housing. Make a note of cable-to-motor connections before disconnecting them.
Swap motor for a new one and re-assemble.
Simon, August 2010