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What might cause the loud, fast ticking noise from the engine area of my '0?

I have just bought this car. It sounded alright on the test drive, but when thoroughly warmed up loud fast ticking came from the alternator belt area. This faded at lower revs cruising at speed but was louder in lower gear and when idling was rather noticeable even without the bonnet up. Does this model have a cam belt and does it need replacing. Is this very expensive?
ChrisP, April 2013
what model of "0" is it! is it the one fitted with a badge somewhere saying what make, etc, it is.

k, April 2013
try removing the fan belt to see if noise disappears,if not cam belt covers may need to come off for a look

cdc, April 2013