So; you want us to suggest how to unroot a mobile phone but, fo rcome reason, you decided we didn't need to know what the make or the model was - hell, even whether it is an Android, Windows, iPhone or something else entirely!!!
On the face of what you describe, I guess you own (but don't know how to use) an Android phone.
Let's say it is a Samsung S3: Why not simply start with a Google search for "samsung s3 unroot"
Then check you understand all the steps involved BEFORE you do anything.
You could even sign up to the relevant make/model forum at http://www.modaco.com or http://forum.xda-developers.com/
http://xda-university.com/as-a-developer/introduction-how-an-android-rom-is-built
They may even be able to help you remove the infection, which appears to be Payment Cola.
http://virus.nq.com/en/android/a.payment.Cola.a/
You've got some learning to do, September 2015