A very common problem with toasters. Breadcrumbs fall off the bread you are toasting. If you do not regularly clean the toaster by shaking it upside down over a waste bin, the crumbs will eventually form a layer so deep that some of them make contact with the hot element, and the heat turns them to carbon. The carbon eventually causes a short-circuit from the element to the body of your toaster, causing the fuse/trip to operate. You need to (a) shake all the crumbs out of the toaster, then (b) see if that has fixed the problem. (c) If the toaster still fuses, then (d) unplug it (very important for safety) and take it to a well-lit position (best lighting is outdoors on a day with hazy sun or a translucent white cloud covering most of the sky). Look for signs of carbon on the various ridges at the bottom of the element. (e) if you see carbon, use any convenient tool to scrape it away. (I use a long thin screwdriver with a narrow blade, poking it down from the top of the toaster). (f) retry the toaster, to see whether it now works. Repeat (d) and (e) if necessary. (g) Make a habit in future to empty the crumbs every fortnight or so.
I do not agree with the advice that your toaster is kaput and needs to be replaced. In the vast majority of cases, the problem is carbon build-up.
Richard Chambers, Leeds UK, September 2016