CCD unit is failing. If your camera is a high end, multifuncitonal ($300 and up) it may be worth replacing the unit. If you do, it may give you perhaps another 30,000 pics or more.
Go to: http://www.fujifilmusa.com point at: Support & Contact Center..a drop down menu will be shown.. Click on: Repair Info. & Locations..select: Consumer Digital Cameras & Equipment..click on the " GO " for the: Camera Repair Form..Type in the information requested and print out...attached it to your camera. Click on the " GO " for the: Shipping and Packing Instructions..VERY Important to read that section. Mail to the address shown on that page: Fuji Photo Film USA, Inc. in Edison New Jersey.
I have a high end fuji finepix camera, works perfect, great pictures and am very happy with it again. They also cleaned my camera.
Merchant, September 2007